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| Autor/in | Del Rey, Elena |
|---|---|
| Titel | Deferring Higher Education Fees without Relying on Contributions from Non-Students |
| Quelle | In: Education Economics, 20 (2012) 5, S.510-521 (12 Seiten)Infoseite zur Zeitschrift
PDF als Volltext |
| Sprache | englisch |
| Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
| ISSN | 0964-5292 |
| DOI | 10.1080/09645292.2011.592361 |
| Schlagwörter | Higher Education; Insurance; Fees; Loan Repayment; Paying for College; Educational Finance; Risk Assessment; Risk Management; Models; Finance Reform; Access to Education; Benchmarking; Student Loan Programs; Student Costs; Critical Incidents Method |
| Abstract | The benefits of deferring the payment of higher-education costs are increasingly acknowledged as a way to overcome student-borrowing constraints. Since higher education is a risky investment and students are generally risk averse, the repayment arrangements proposed in the literature frequently include some insurance. In a competitive environment, preventing adverse selection may require coercion to join the scheme or the use of public funds (i.e. contributions from non-students) to make the scheme attractive to all students. Alternatively, when the number of higher-ability students is low, students can be given the option to choose among arrangements that include different degrees of insurance. (Contains 3 figures and 4 notes.) (As Provided). |
| Anmerkungen | Routledge. Available from: Taylor & Francis, Ltd. 325 Chestnut Street Suite 800, Philadelphia, PA 19106. Tel: 800-354-1420; Fax: 215-625-2940; Web site: http://www.tandf.co.uk/journals |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
| Update | 2017/4/10 |
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