Measuring Financial Capability and Its Determinants Using Survey Data

Autor/in	Taylor, Mark
Titel	Measuring Financial Capability and Its Determinants Using Survey Data
Quelle	In: Social Indicators Research, 102 (2011) 2, S.297-314 (18 Seiten) PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	0303-8300
DOI	10.1007/s11205-010-9681-9
Schlagwörter	Money Management; Fiscal Capacity; Economic Climate; Financial Problems; Surveys; Data Analysis; Predictor Variables; Young Adults; Unemployment; Spouses; Employees; British Household Panel Survey + Suchen Sie Ihr Suchwort? Finanzmittel; Wirtschaftslage; Survey; Umfrage; Befragung; Auswertung; Prädiktor; Young adult; Junger Erwachsener; Arbeitslosigkeit; Ehepartner; Employee; Arbeitnehmer; Beschäftigter
Abstract	Financial capability, or people's ability to manage and take control of their finances, is receiving increasing interest among policy makers as more people find themselves in difficult financial situations during the current economic downturn. We tackle the problem of how to measure financial capability--with a specific focus on making ends meet and money management--using data from a general household survey (the British Household Panel Survey), and then identify its key determinants using panel data models. This is important if appropriate policies and programmes are to be targeted at those most in need. We find the lowest financial capability among young unemployed single adults living in households with other unrelated non-working adults. In contrast, older men and women in full-time work with an employed spouse have the most financial capability. (As Provided).
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Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10