Literaturnachweis - Detailanzeige
| Autor/inn/en | Bialowolski, Piotr; Cwynar, Andrzej; Cwynarc, Wiktor |
|---|---|
| Titel | Decomposition of the Financial Capability Construct: A Structural Model of Debt Knowledge, Skills, Confidence, Attitudes, and Behavior |
| Quelle | In: Journal of Financial Counseling and Planning, 32 (2021) 1, S.5-20 (16 Seiten)
PDF als Volltext kostenfreie Datei |
| Zusatzinformation | ORCID (Bialowolski, Piotr) ORCID (Cwynar, Andrzej) |
| Sprache | englisch |
| Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
| ISSN | 1052-3073 |
| Schlagwörter | Money Management; Self Efficacy; Adults; Correlation; Knowledge Level; Debt (Financial); Behavior Patterns; Foreign Countries; Telephone Surveys; Age Differences; Gender Differences; Family Income; Economics Education; Participant Characteristics; Poland |
| Abstract | Based on a nationally representative sample of adult Poles (N = 1,004), we examined structural relationships between financial knowledge, skills, confidence, attitudes, and behavior in debt-domain. We found that financial confidence--at least regarding debt-related issues--is tied to debt attitudes and behavior beyond the extent to which the attitudes and behaviors are linked to objective debt knowledge. Moreover, the relationship between objective knowledge and confidence turned out to be insignificant in our study. These findings suggest that confidence should be used as a separate marker of financial capability. Having established that skills correlate with behavior and attitudes differently than objective knowledge, we argue also to include them separately in financial capability measurements. (As Provided). |
| Anmerkungen | Association for Financial Counseling and Planning Education. 1500 West Third Avenue Suite 223, Columbus, OH 43212. Tel: 614-485-9650; Fax: 614-485-9621; Web site: https://connect.springerpub.com/content/sgrjfcp |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
| Update | 2024/1/01 |
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