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Autor/inn/enLyons, Angela C.; Chang, Yunhee; Scherpf, Erik M.
TitelTranslating Financial Education into Behavior Change for Low-Income Populations
QuelleIn: Journal of Financial Counseling and Planning, 17 (2006) 2, S.27-45 (19 Seiten)
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Spracheenglisch
Dokumenttypgedruckt; online; Zeitschriftenaufsatz
ISSN1052-3073
SchlagwörterMoney Management; Consumer Education; Counseling Services; Financial Services; Low Income Groups; Program Evaluation; Behavior Change; Prior Learning; Knowledge Level; Statistical Analysis; Regression (Statistics); Program Effectiveness; Social Services; Models; Surveys; Illinois
AbstractThe impact that financial education had on the financial behaviors of (a) the agency staff who were trained to deliver the program and (b) the low-income individuals who participated in the program was investigated. Specifically, the researchers examined the relationship between total number of financial education lessons completed, prior financial experience, and improvement in individuals' financial behaviors. The results provide some evidence that financial education may result in improved financial behaviors. However, the findings suggest that prior level of financial experience may matter more than the number of lessons completed. Researchers may want to re-examine the indicators currently being used to show program impact and whether financial knowledge is the appropriate catalyst to foster behavior change. (As Provided).
AnmerkungenAssociation for Financial Counseling and Planning Education. 1500 West Third Avenue Suite 223, Columbus, OH 43212. Tel: 614-485-9650; Fax: 614-485-9621; Web site: http://afcpe.org
Erfasst vonERIC (Education Resources Information Center), Washington, DC
Update2020/1/01
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