Literaturnachweis - Detailanzeige
| Autor/in | Reeb, Kenneth G., Jr. |
|---|---|
| Institution | Electronic Industries Foundation, Washington, DC. Rehabilitation Engineering Center. |
| Titel | Assistive Financing for Assistive Devices: Loan Guarantees for Purchase of Products by Persons with Disabilities. EIF/REC Review Paper. |
| Quelle | (1989), (34 Seiten)
PDF als Volltext kostenfreie Datei |
| Sprache | englisch |
| Dokumenttyp | gedruckt; online; Monographie |
| Schlagwörter | Adults; Assistive Devices (for Disabled); Banking; Blindness; Children; Credit (Finance); Disabilities; Financial Services; Financial Support; Models; Physical Disabilities; Program Development; Purchasing; Supported Employment; Transportation |
| Abstract | This paper introduces the concept of assistive financing for assistive devices for persons with disabilities, and describes model programs that have pioneered implementation of the concept in the assistive device marketplace. The assistive financing or loan guarantee concept is presented as a partnership between a private financial institution and another organization interested in underwriting credit financing to targeted populations. This partnership permits costs and risks of financing to be shared and allows flexibility in the terms of and access to credit. Assistive financing encourages consumers to share in the responsibility of paying for needed equipment and promotes greater consumer involvement in selection of the appropriate product. Model programs are described, including: (1) the Mitarai/Canon Optacon Financing Program, which extends low-interest financing for the purchase of a portable, tactile reading device for persons who are blind; (2) the Handicapped Transportation Loan Guarantee Program of the California Department of Rehabilitation, which finances purchases of vehicles or special adaptive equipment for parents of children who use wheelchairs; and (3) the Supported Employment Loan Guarantee Program, which promotes financing of assistive devices and durable equipment that enable persons with disabilities to obtain, maintain, or advance in employment. The paper also describes lessons learned from operation of these programs. Appendices contain names of contact persons and sample materials from model programs. (JDD) |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
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