Literaturnachweis - Detailanzeige
| Autor/inn/en | Sindt, Roger P.; Harris, Jack |
|---|---|
| Institution | Texas A and M Univ., College Station. Texas Real Estate Research Center. |
| Titel | Manual para Compradores de Casas (Homebuyer's Guide). [Report No.: R-582-5C-249 |
| Quelle | (1982), (44 Seiten) |
| Beigaben | Tabellen |
| Sprache | spanisch |
| Dokumenttyp | gedruckt; Monographie |
| Schlagwörter | Leitfaden; Business Communication; Consumer Education; Contracts; Credit (Finance); Decision Making; Expenditures; Homeowners; Housing; Purchasing; Spanish Speaking |
| Abstract | Designed to assist prospective buyers in making such important decisions as whether to buy a new or older home and within what price range, the guide, written in Spanish, provides information on the purchase process. Discussion of the purchase process covers the life-cycle costs (recurring homeownership costs that must be met every month); selection of a home; evaluation of prices; things to consider when buying; earnest money contract; borrowing money; types of loans (conventional, Veterans Administration-guaranteed, and Federal Housing Administration-guaranteed); closing the deal; and the warranty deed. The more common closing cost items are briefly discussed: prorations of property taxes and insurance; fees for the real estate broker, loan origination, appraisal, assumption of existing loan, recording and transfer, and the survey; discount points; credit report; prepaid interest; private mortgage and hazard insurances; reserves deposited with lender; title insurance premiums; and termite inspection. Appended are a summary of items covered on the disclosure form, a list of items to consider when examining a pre-owned and a new house, a checklist for custom building, and a glossary of 91 terms which may be of interest to the novice homebuyer. (NQA) |
| Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
| Update | 2004/1/01 |
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